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Weekly insights on time, purpose, productivity, and intentional living.
The Time-Optimized Newsletter Helping move time from finite to infinite (issue 227) The Central Idea Identity theft is a violation you recover from; identity loss is a drift you must design your way out of. Identity Theft Versus Identity Lost Do you think your biggest retirement risk is financial? It’s not. It’s identity. When work disappears, structure, purpose, and connection often go with it. That’s where problems begin. Identity theft is obvious. Identity loss is subtle—and far more...
The Time-Optimized Newsletter Helping move time from finite to infinite (issue 226) The Central Idea Longevity isn’t what creates fear in retirement…unplanned time is. Why Longevity Feels Riskier Than It Really Is. There continues to be the idea that the biggest risk in retirement is running out of money. It might not be. A 25-year retirement without a plan for your time can feel longer than a 40-year career. That's why nearly half of retirees fear outliving their savings—even when the math...
The Time-Optimized Newsletter Helping move time from finite to infinite (issue 225) The Central Idea The purchases we make often reveal the identities we are trying to preserve. Sometimes our spending decisions reveal more about who we are than what we need. The Purchases We Make to Stay Ourselves My neighbor recently traded a Lexus for a pickup truck. His financial advisor probably wasn't thrilled. But the decision had very little to do with transportation and a lot to do with identity. The...