Climbing or Descending? Navigating the Boomer Stairway to Retirement


The Time-Optimized Newsletter

Helping move time from finite to infinite (issue 168)

Climbing or Descending? Navigating the Boomer Stairway to Retirement

The Boomer Stairway is coming—and it’s going to reshape the financial industry.

Over the next 10 years, more than 70 million baby boomers will transition into retirement.

That’s 10,000+ people every day, creating a massive demographic shift that financial advisors cannot afford to ignore.

A retirement surge that peaks around 2030, when all boomers will be age 65 or older.

👉 This isn't just a volume issue—it’s a service model challenge.

Advisors must evolve from investment managers to retirement lifestyle architects, guiding clients through decades of decumulation, healthcare planning, and life transitions.

Tools like Retirement Time Analysis (RTA) help break retirement into meaningful phases, aligning financial strategies with how people actually live and age.

✅ For those willing to adapt, this is a once-in-a-generation opportunity to lead with empathy, insight, and value.


Featured Free Resource

Retirement Time Analysis (RTA)

The Retirement Time Analysis (RTA) provides time benchmarks to help you understand the the impact that retirement will have on your approach to life should you choose to stop working.


Recent Articles

Respecting Time: A Leadership and Team Imperative

Authority should not override need.

Urgency is not permission to disrupt.

Your need does not dominate everyone else.

In the corporate world, people do not seem to respect each other's time.

It is not done intentionally.

Most of the time it is not even realized.

Yet, it is having a negative impact on morale and productivity.

Take a look at see what leaders and team members can do to help each other be respecters of time.


Time Abundance and Scarcity at the Same Time

Yes, people experiences time temporal challenges on earth. It is not just the stuff of Star Trek.

We often envision retirement as endless freedom, but the reality is far more complex.

Many retirees find themselves caught in a paradox - sometimes overwhelmed with commitments, other times struggling to fill empty hours with meaning.

There are ways to prepare:

- Temporal budgeting exercises

- Staged retirement planning

- Meaningful activity development

- Relationship audits that anticipate changing social dynamics

Read the full article and proactively navigate time today and tomorrow.



Stop Letting Your Day Collapse: Try This Simple Bookending Strategy

My wife, a pastor, has a vast collection of books. (Yes, the stereotype is true! Theologians have a lot of books!)

As her library grew, bookends became essential – simple tools to maintain order and prevent chaos. This got me thinking: why not apply the same principle to our workdays?

Just like bookends keep books upright and organized, “bookending” your day with intentional morning and evening routines can transform your productivity and well-being.

In this article I highlight 5 activities you can do to better control your time during the day.

  1. Begin with Intention, Not Reaction
  2. Create a Physical and Mental Transition Ritual
  3. Implement Strategic Afternoon Closure
  4. Generate a Shut-Down Sequence
  5. Bridge Work and Personal Life with a Buffer Activity

Take a read and see how it can help you.


The Pain of Perfection

The phase “production before perfection” has been a proverb for many years. Are you stuck in the endless cycle of planning, tweaking, and never launching?

For 15 years, I’ve carried one powerful phrase from Tony Jeary’s Strategic Acceleration that focused my approach to my career: “Production before perfection.”

This simple concept has saved me from:

- The paralysis of overthinking

- The anxiety of never feeling “good enough”

- The burnout of chasing flawlessness

I’ve discovered that embracing imperfect action creates more quality time, reduces stress, and generates real progress.

The most common question I ask myself now? “Why didn’t I start sooner?”

I’ve outlined 10 practical strategies to help you shift from perfectionism to productivity without sacrificing quality.


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Dave Buck

⌚Providing senior business professionals with a post-career lifestyle strategy of purpose, fulfillment, ease and joy. ⏳Start your journey by taking the Retirement Time Analysis (RTA) Lifestyle Quiz. https://infinitylifestyledesign.com/rta/

Read more from Dave Buck

The Time-Optimized Newsletter Helping move time from finite to infinite (issue 167) Respecting Time: A Leadership and Team Imperative Authority should not override need. Urgency is not permission to disrupt. Your need does not dominate everyone else. In the corporate world, people do not seem to respect each other's time. It is not done intentionally. Most of the time it is not even realized. Yet, it is having a negative impact on morale and productivity. Take a look at see what leaders and...

The Time-Optimized Newsletter Helping move time from finite to infinite (issue 166) Time Abundance and Scarcity at the Same Time Yes, people experiences time temporal challenges on earth. It is not just the stuff of Star Trek. We often envision retirement as endless freedom, but the reality is far more complex. Many retirees find themselves caught in a paradox - sometimes overwhelmed with commitments, other times struggling to fill empty hours with meaning. There are ways to prepare: -...

The Time-Optimized Newsletter Helping move time from finite to infinite (issue 164) The Pain of Perfection The phase “production before perfection” has been a proverb for many years. Are you stuck in the endless cycle of planning, tweaking, and never launching? For 15 years, I’ve carried one powerful phrase from Tony Jeary’s Strategic Acceleration that focused my approach to my career: “Production before perfection.” This simple concept has saved me from: - The paralysis of overthinking - The...