The Time Portfolio: Managing Hours Like Assets

The Time-Optimized Newsletter

Helping move time from finite to infinite (issue 205)

If you only read one sentence:

Your calendar is a portfolio—every hour is either compounding toward the life you want or quietly increasing risk in the one you don’t.

This Week's Feature

The Time Portfolio: Managing Hours Like Assets

⏳ Your calendar is your portfolio. Not your 401k. Not your stock picks. Your TIME.

You’ve only got 24 a day — and most people are spending them like junk bonds. Endless emails. Meetings with no outcomes. Mindless scrolling.

The week we talk about changing that:

✅ Diversifying your time across purpose, health, relationships, growth, and enjoyment.

✅ Understanding the compounding power of small daily investments.

✅ Owning the opportunity costs of how you allocate every hour.

🔥 Stop “spending” time. Start INVESTING it.

This piece will flip how you look at your calendar.

Read the Feature

This Week’s Action Step (2 minutes)

Open your calendar from last week and circle one recurring commitment that delivers low return on energy, health, or meaning.

Ask yourself one question: If I were managing this like an asset, would I keep it, reduce it, or reallocate it?

Make one small adjustment for next week.

Featured Free Resource

TMA Summary Report

The Time Management Analysis (TMA) helps you uncover your hidden time leaks and build structure around what matters most in your personal and professional life.

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Recent Articles

Mapping Out the First 90 Days of Retirement

🕰️ The First 90 Days of Retirement Can Define the Next 9,000

Yet when people retire — stepping into the most significant transition of their adult life — almost no one builds a 90-day plan.

The first three months after leaving full-time work are formative. They set patterns that influence health, happiness, and purpose for years to come.

In my article that first appeared in Rethinking65, I explore:

✅ The “retirement time vacuum” and why structure matters

✅ Four dimensions advisors can use to guide clients (time, purpose, social health, lifestyle)

✅ A 3-phase, 90-day framework to create early wins in retirement

The first 90 days aren’t a vacation — they’re an orientation to a new life.

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Most couples assume retirement will just work itself out.

The data says otherwise.

One spouse is ready.

The other isn’t.

And nobody is really talking about Tuesday at 10am.

This is the silent misalignment showing up in retirement homes everywhere—and it’s costing couples time, energy, and connection.

Read

The Retirement You Want vs. the Life You’re Living Now

📊 Part 1 of the 2025 Year-End RTA Report series

🚨 Retiring without a lifestyle plan? That’s a recipe for regret.

Everybody’s got a dream about retirement. Yet...

👉 If I looked at your calendar today… would I see any of that in action?

Or would I see a jam-packed schedule full of “someday” habits and zero time for the life you claim to want?

You can’t expect to live a meaningful retirement if you haven’t practiced what that looks like.

🛠 Want to know if you’re ready?

Take the RTA. It’ll show you where you’re aligned—and where you’re lying to yourself.

📥 Read more about it.

Read

Time Insight of the Week

Most people think burnout comes from working too many hours. More often, it comes from overconcentration risk—investing too much time in one category (usually work) and neglecting diversification across health, relationships, growth, and enjoyment.

A diversified time portfolio doesn’t just feel better—it’s more resilient when life forces a sudden rebalance.